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    American Bar Association Offers Free Legal Aid to Eastern Kentucky Flooding Survivors 

    by
    MoreHere Reporter 3
    Published on 09-08-2022 09:00 PM

    FEMA says American Bar Association Offers Free Legal Aid to Eastern Kentucky Flooding Survivors
    | site |


    Information contained in Federal Emergency Management Agency (FEMA) press release dated: September 8, 2022

    Frankfort, Ky. - - Free legal assistance is available to disaster survivors in Breathitt, Clay, Floyd, Knott, Lee, Leslie, Letcher, Magoffin, Martin, Owsley, Perry, Pike and Whitley counties who were affected by the July 26, flooding in Eastern Kentucky.

    Kentuckians who need help can call 844-478-0099 from 8:00 a.m. to 4:30 p.m. EST, Monday through Friday. If after business hours, survivors can leave a message and calls may be returned on the next business day. The hotline is available to connect survivors to free legal services in qualifying counties who cannot afford an attorney.

    Legal Aid may be able to help survivors in the following ways:


    • FEMA and SBA financial benefits

    • Home repair contracts and property insurance claims

    • Re-doing wills and other important legal documents destroyed in the disaster

    • Price gouging, scams or identity theft

    • Landlord or tenant problems, or threats of foreclosure

    • Disability-related access to federal, state and local disaster programs


    Hotline partners cannot help in all cases. For example, they cannot take cases where a settlement could include legal fees or an award. But we can refer those cases for other legal help.

    The Disaster Legal Services (DLS) program works with state and local partners to provide free legal help for low-income disaster survivors. The service is a partnership between the American Bar Association Young Lawyers Division, FEMA, AppalReD Legal Aid, Kentucky Bar Association, Louisville Bar Association, American Red Cross, Appalachian Citizens' Law Center, Northern Kentucky Bar Association and Lawyers Mutual of Kentucky.

    For the latest information on Kentucky flooding recovery, visit femagov/disaster/4663 and follow FEMA on Twitter at twitter.com/FEMARegion4 . Visit the Governor’s website at governor.ky.gov/disaster-response/flood-response .



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    13.1 Million Dollars Paid to Kentucky Flood Insurance Policy Holders 

    by
    MoreHere Reporter 3
    Published on 09-07-2022 01:32 PM

    $13.1 Million Paid to Kentucky Flood Insurance Policy Holders | site |


    Information contained in Federal Emergency Management Agency (FEMA) press release dated: September 7, 2022

    Frankfort, Ky. - - A little more than one month after the July 26 flooding in Eastern Kentucky, the National Flood Insurance Program (NFIP) has processed more than 65% of flood insurance claims they’ve received, for a total of more than $13.1 million dollars in the hands of insured flood survivors.

    “There is no better way for disaster survivors to recover more fully and quickly than to have flood insurance from the NFIP,” said a Hazard Mitigation Branch Director for FEMA, Darrell Walker. “It does not need to be repaid, does not even require a Presidential Disaster Declaration and will pay for all covered items damaged by a flood.”

    In Kentucky, a flood insurance policy with NFIP costs on average $1,174 a year, that’s roughly $98 per month. This amount varies based upon the amount of coverage purchased, the amount of the deductible chosen and the flood risk or flood zone of the insured property.

    Floods can happen anywhere — just one inch of floodwater can cause up to $25,000 in damage while the typical Individual Assistance grant awarded by FEMA is between $3,000-$6,000. Most homeowner’s insurance does not cover flood damage. Flood insurance is a separate policy that can cover buildings, the contents in a building, or both, so it is important to protect your most important financial assets — your home, your business, your possessions.

    Flood insurance policies can be purchased to cover up to $250,000 for structure damage and $100,000 for contents damage. This is why it pays to be insured.

    NFIP insurance is available to anyone living in one of 23,000 participating communities. Homes and businesses in high-risk flood areas with mortgages from government-backed lenders are required to have flood insurance.

    To purchase flood insurance, call your insurance company or insurance agent, the same person who sells your home or auto insurance. If you need help finding a provider, go to FloodSmart.gov/flood-insurance-provider or call the NFIP at 877-336-2627.

    Plan ahead, there is typically a 30-day waiting period for an NFIP policy to go into effect, unless the coverage is mandated, it is purchased as required by a federally backed lender or is related to a community flood map change.

    For the latest information on Kentucky flooding recovery, visit fema.gov/disaster/4663 and follow FEMA on Twitter at twitter.com/FEMARegion4. Visit the Governor’s website at governor.ky.gov/disaster-response/flood-response .



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    Free Rebuilding and Repair Tips Offered by FEMA at Local Hardware Stores 

    by
    MoreHere Reporter 3
    Published on 09-05-2022 06:42 AM

    Free Rebuilding and Repair Tips Offered by Federal Emergency Management Agency at Local Hardware Stores | site |


    Information contained in Federal Emergency Management Agency (FEMA) press release dated: August 31, 2022

    Frankfort, Ky. - - As Kentuckians begin to rebuild, survivors of the July 26 flooding can get tips and advice on how to rebuild stronger and safer against storms.

    FEMA mitigation specialists will be on hand in Breathitt and Knott counties this week and next to answer questions and offer home improvement tips and proven methods to prevent and lessen damage from future disasters. This information is geared for do-it-yourself work and general contractors.

    Mitigation is an effort to reduce the loss of life and property damage by lessening the impact of disaster. These mitigation specialists will be available Sept. 1 through Sept. 8 at the following locations:

    Breathitt County - Jackson True Value Hardware– 726 Highway 15 N, Jackson, KY, 41339

    • Hours: 8 a.m. to 7 p.m. Monday through Saturday; closed Sunday, 10 a.m. to 5 p.m. Labor Day.


    Knott County - ProMart Home Center - 1622 Highway 160 S, Hindman, KY, 41822

    • Hours: 7 a.m. to 5:30 p.m. Monday through Friday; 7 a.m. to 2 p.m. Saturday; closed Sunday and Labor Day.


    In addition, FEMA Disaster Survivor Assistance staff will be on hand to offer in-person FEMA registration and application reviews to Kentucky survivors with questions about FEMA assistance.

    Homeowners and renters in Breathitt, Clay, Floyd, Knott, Leslie, Letcher, Magoffin, Martin, Owsley, Perry, Pike and Whitley counties can go online to disasterassistance.gov , call 800-621-3362 or use the FEMA mobile app to register for disaster assistance or look up the status of their disaster assistance application. If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA the number for that service.

    For the latest information on Kentucky flooding recovery, visit fema.gov/disaster/4663 and follow us on Twitter at twitter.com/FEMARegion4 .




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    FEMA says Kentucky Counties Have More Time to Request Public Assistance 

    by
    MoreHere Reporter 3
    Published on 09-03-2022 02:04 AM

    The Federal Emergency Management Agency says Kentucky Counties Have More Time to Request Public Assistance | site |



    Information contained in Federal Emergency Management Agency (FEMA) press release dated: September 2, 2022

    Frankfort, Ky. - - Local governments, houses of worship and other nonprofit organizations in Breathitt, Clay, Floyd, Johnson, Knott, Leslie, Letcher, Magoffin, Martin, Owsley, Perry, Pike and Wolfe counties damaged by the July 26 Eastern Kentucky floods have more time to submit requests for FEMA Public Assistance.

    FEMA extended the deadline for these counties at the request of the Commonwealth of Kentucky.

    FEMA’s Public Assistance program provides reimbursement to local and state government agencies for the costs of emergency response, debris removal and restoration of disaster damaged public facilities and infrastructure. Houses of worship and other nonprofit organizations that meet certain criteria may be eligible for FEMA Public Assistance.

    Applicants whose facilities were damaged by July’s floods can apply for assistance through the Commonwealth. For more information on submitting a request for Public Assistance, applicants should contact KY Division of Emergency Management, or email pa.help@KY-em.org .

    County deadlines to submit a Request for Public Assistance are as follows:

    • Sept. 11, 2022 – Cumberland and Whitley counties.


    • Sept. 18, 2022 – Lee, Lincoln and Powell counties.

    • Oct. 4, 2022 – Clay, Martin and Perry counties.

    • Oct. 5, 2022 – Floyd, Knott, Owsley and Pike

    • Oct. 11, 2022 – Breathitt, Johnson, Leslie, Letcher, Magoffin and Wolfe.


    For the latest information on Kentucky flooding recovery, visit fema.gov/disaster/4663 and follow FEMA on Twitter at twitter.com/FEMARegion4 . Visit the Governor’s website at governor.ky.gov/disaster-response/flood-response .



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    President Joseph R. Biden, Jr. Approves Emergency Declaration for Mississippi 

    by
    MoreHere Reporter 3
    Published on 09-01-2022 02:40 AM

    President Joseph R. Biden, Jr. Approves Emergency Declaration for Mississippi | site |



    Information contained in Federal Emergency Management Agency (FEMA) press release dated: August 31, 2022

    Washington - - FEMA announced that federal emergency aid has been made available to the state of Mississippi to supplement state response efforts due to emergency conditions resulting from a water crisis beginning on Aug. 30, 2022 and continuing.

    The President's action authorizes FEMA to coordinate all disaster relief efforts which have the purpose of alleviating the hardship and suffering caused by the emergency on the local population and to provide appropriate assistance for required emergency measures to save lives and to protect property and public health and safety and to lessen or avert the threat of a catastrophe in Hinds County.

    Specifically, FEMA is authorized to identify, mobilize and provide at its discretion, equipment and resources necessary to alleviate the impacts of the emergency. Emergency protective measures, including direct federal assistance, will be provided at 75% federal funding for a period of 90 days.

    Allan Jarvis has been named the Federal Coordinating Officer for federal response operations in the affected area.


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    FEMA says Kentucky Houses of Worship Affected by Floods Can Apply for FEMA Assistance 

    by
    MoreHere Reporter 3
    Published on 08-27-2022 12:32 PM

    Federal Emergency Management Agency says Kentucky Houses of Worship Affected by Floods Can Apply for FEMA Assistance | site |



    Information contained in Federal Emergency Management Agency (FEMA) press release dated: August 25, 2022

    Frankfort, Ky. - - Houses of worship and other nonprofit organizations may be eligible for FEMA assistance to help pay for emergency protective measures, debris removal and restoration of facilities damaged by the Eastern Kentucky flooding that started on July 26.

    The Public Assistance program may provide financial assistance to certain private, nonprofit organizations – including houses of worship – to restore facilities damaged or destroyed by a major disaster. The federal share for Public Assistance projects is not less than 75 percent of the eligible cost. The state determines how the non-federal share of the cost of a project (up to 25 percent) is split with the sub-recipients like local and county governments.

    To be eligible, facilities must:

    • Have damage caused by the Eastern Kentucky flooding that began on July 26 in the following counties: Breathitt, Clay, Cumberland, Floyd, Johnson, Knott, Lee, Leslie, Letcher, Lincoln, Magoffin, Martin, Owsley, Perry, Pike, Powell, Whitley and Wolfe;

    • Provide a current ruling letter from the IRS granting tax exemption under Section 501 (c) (d) or (e) of the IRS Code of 1954, or through the Kentucky Secretary of State;

    • Be owned or operated by a private nonprofit organization; and

    • Have either not received funding or received insufficient funding after applying for a U.S. Small Business Administration disaster loan.


    Applicants whose facilities were damaged by July’s floods can apply for assistance through the Commonwealth. For more information on submitting a Request for Public Assistance, applicants should contact KY Division of Emergency Management, or email pa.help@KY-em.org .


    County deadlines to submit a Request for Public Assistance are as follows:

    • Aug. 28, 2022 – Breathitt, Clay, Floyd, Johnson, Knott, Leslie, Letcher, Magoffin, Martin, Owsley, Perry, Pike and Wolfe counties.

    • Sept. 11, 2022 – Cumberland and Whitley counties.

    • Sept. 18, 2022 – Lee, Lincoln and Powell counties.




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    Kentucky Survivors - - -Small Dollar FEMA Payments May Be for Contractor Estimate 

    by
    MoreHere Reporter 3
    Published on 08-26-2022 01:22 AM

    Kentucky Survivors: Small Dollar FEMA Payments May Be for Contractor Estimate | site |



    Information contained in Federal Emergency Management Agency (FEMA) press release dated: August 25, 2022

    Frankfort, Ky. - - Kentucky disaster survivors are reporting receiving disaster assistance payments from FEMA in amounts between $179 - $195. This money can help pay for a contractor to inspect and provide an estimate of the cost to repair disaster caused damage.

    Funds can be used for a contractor to inspect HVAC and septic systems, wells, retaining walls or privately owned roads and bridges. More assistance may be available, but a contractor’s written estimate is the key to unlock that aid.

    Once a survivor has their estimate in hand, they can file an appeal for possible additional funding.


    The appeal must include the following for identity verification purposes:

    • Applicant’s full name

    • Applicant’s FEMA Application Number and Disaster Number (DR-4663-KY for the Eastern Kentucky flooding)

    • Damaged property address and current mailing address, if different

    • Applicant’s date and place of birth

    • Applicant’s signature with one of the following:

    • Notary stamp or seal; or

    • The statement “I hereby declare under penalty of perjury that the foregoing is true and correct.”

    The appeal can be mailed or faxed using the information below.

    • Mailing Address: Individuals and Households Program, National Processing Service Center; P.O. Box 10055; Hyattsville, MD 20782-8055

    • Fax Number: 800-827-8112

    • If a Disaster Assistance Center account has been created, applicants can also upload documents through the Upload Center in their online account.


    If they have questions survivors can also bring their contractor’s estimate to their local recovery center.

    Homeowners and renters in Breathitt, Clay, Floyd, Knott, Leslie, Letcher, Magoffin, Martin, Owsley, Perry, Pike and Whitley counties can go online to disasterassistance.gov , call 800-621-3362 or use the FEMA mobile app. If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA the number for that service.

    Flood survivors who apply for FEMA assistance may be referred to the SBA. It is important to submit an SBA application so you can be considered for additional FEMA grants.



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